Housing costs
344 bills and resolutions in the 119th Congress. 22 passed a chamber; 9 became law.
How did your members vote on this?
H.R. 6713 Protect Veteran Students, Job Seekers, and Entrepreneurs Housing Act
Introduced
Sponsor Adriano Espaillat (D). 0 cosponsors. Introduced Dec 15, 2025. Matched on its title.
H.R. 6737 SPUR Housing Act
Introduced
Sponsor Emanuel Cleaver (D). 0 cosponsors. Introduced Dec 16, 2025. Matched on its title.
H.R. 6759 To require the Secretary of Defense to establish a pilot program for emerging technologies for moisture control and mitigation in covered housing, to standardize certain mold remediation guidelines, and for other purposes.
Introduced
Sponsor Joe Neguse (D). 0 cosponsors. Introduced Dec 16, 2025. Matched on its title.
H.R. 7108 Improving Public Housing Agency Accountability Act
Introduced
Sponsor Michael Lawler (R). 0 cosponsors. Introduced Jan 15, 2026. Matched on its title.
H.R. 7139 Housing Choice Voucher Fairness Act of 2025
Introduced
Sponsor Kevin Kiley (I). 0 cosponsors. Introduced Jan 16, 2026. Matched on its title.
H.R. 7141 Affordable Housing Guarantee Act
Introduced
Sponsor Mariannette Miller-Meeks (R). 0 cosponsors. Introduced Jan 16, 2026. Matched on the CRS subjects Housing finance and home ownership; Housing supply and affordability.
H.R. 7150 To amend title 38, United States Code, to require the Secretary of Veterans Affairs to submit to Congress a quarterly report on housing loans insured, guaranteed, or under laws administered by the Secretary, and for other purposes.
Introduced
Sponsor George Whitesides (D). 0 cosponsors. Introduced Jan 20, 2026. Matched on its title.
H.R. 7374 Housing Without Fear Act of 2026
Introduced
Sponsor Luz Rivas (D). 0 cosponsors. Introduced Feb 4, 2026. Matched on its title.
H.R. 7596 Improving Housing Access Act
Introduced
Sponsor Michael Lawler (R). 0 cosponsors. Introduced Feb 17, 2026. Matched on its title.
H.R. 7597 Affordable Housing Barriers Transparency Act
Introduced
Sponsor Michael Lawler (R). 0 cosponsors. Introduced Feb 17, 2026. Matched on its title.
H.R. 7700 Annual Public Housing Inspections Accountability Act
Introduced
Sponsor Michael Lawler (R). 0 cosponsors. Introduced Feb 25, 2026. Matched on its title.
H.R. 7701 Public Housing Rent Reduction for First Responders Act
Introduced
Sponsor Michael Lawler (R). 0 cosponsors. Introduced Feb 25, 2026. Matched on its title.
H.R. 7755 Housing for Our Hometown Heroes Act
Introduced
Sponsor Tom Barrett (R). 0 cosponsors. Introduced Mar 3, 2026. Matched on its title.
H.R. 8127 Permanent Housing Affordability Act
Introduced
Sponsor Kim Schrier (D). 0 cosponsors. Introduced Mar 26, 2026. Matched on its title.
H.R. 855 Housing Innovation Act
Introduced
Sponsor Mark DeSaulnier (D). 0 cosponsors. Introduced Jan 31, 2025. Matched on the CRS subject Housing supply and affordability.
H.R. 855 on Congress.gov(opens in a new tab)Summary by the Congressional Research Service
Housing Innovation Act
This bill establishes the Office of Housing Innovation within the Department of Housing and Urban Development. The office must establish grant programs to support (1) planning efforts that address housing needs in urban areas; (2) research and studies to support, inform, and advise local governments on their plans for new housing and community development; and (3) outreach programs focused on issues related to housing, community development, and regional planning.
The Government Accountability Office must report on the effectiveness of the grant programs.
H.R. 8877 Improving Self-Sufficiency of Families in HUD-Subsidized Housing Act
Introduced
Sponsor Sylvia Garcia (D). 0 cosponsors. Introduced May 19, 2026. Matched on its title.
H.R. 889 Deliver Housing Now Act of 2025
Introduced
Sponsor Patrick Ryan (D). 0 cosponsors. Introduced Jan 31, 2025. Matched on the CRS subject Low- and moderate-income housing.
H.R. 892 Mortgage Rate Reduction Act
Introduced
Sponsor Patrick Ryan (D). 0 cosponsors. Introduced Jan 31, 2025. Matched on its title.
H.R. 892 on Congress.gov(opens in a new tab)Summary by the Congressional Research Service
Mortgage Rate Reduction Act
This bill authorizes the federal guarantee, or insurance, of certain second mortgages. Specifically, this applies to properties with a first mortgage guaranteed by the Federal Housing Administration (FHA) or the Department of Veterans Affairs (VA). For a second mortgage to qualify, the first mortgage on the property must be guaranteed under the same authority.
The bill also requires the publication of mortgage guarantee information by the FHA, VA, and Department of Agriculture. For each mortgage guaranteed, these agencies must publish the address of the property and the date of the loan.
H.R. 893 Working Families Housing Tax Credit Act
Introduced
Sponsor Patrick Ryan (D). 0 cosponsors. Introduced Jan 31, 2025. Matched on its title.
H.R. 917 Mortgage Debt Tax Forgiveness Act of 2025
Introduced
Sponsor Julia Brownley (D). 0 cosponsors. Introduced Feb 4, 2025. Matched on its title.
H.R. 917 on Congress.gov(opens in a new tab)Summary by the Congressional Research Service
Mortgage Debt Tax Forgiveness Act of 2025
This bill makes permanent the exclusion of the discharge of qualified principal residence indebtedness from gross income for federal tax purposes.
Under current law, a taxpayer may generally exclude from gross income up to $750,000 (or $375,000 if married but filing a separate federal tax return) from the discharge of indebtedness that is (1) incurred to purchase, build, or substantially improve a principal residence (or refinance such indebtedness); and (2) secured by the principal residence. The discharge must currently occur before January 1, 2026, and some limitations apply.
H.R. 918 Mortgage Insurance Tax Deduction Act of 2025
Introduced
Sponsor Julia Brownley (D). 0 cosponsors. Introduced Feb 4, 2025. Matched on its title.
H.R. 918 on Congress.gov(opens in a new tab)Summary by the Congressional Research Service
Mortgage Insurance Tax Deduction Act of 2025
This bill reinstates and makes permanent the itemized tax deduction for mortgage insurance premiums.
Under current law, only premiums paid before 2022 (and after 2006) for qualified mortgage insurance (mortgage insurance provided by Department of Veterans Affairs, the Federal Housing Administration, the Rural Housing Service, and certain private mortgage insurers) in connection with obtaining a mortgage may be deducted as an itemized tax deduction. (Some limitations apply.).
H.R. 9459 Home Affordability Through Mortgage Simplification Act
Introduced
Sponsor Scott Fitzgerald (R). 0 cosponsors. Introduced Jun 25, 2026. Matched on its title.
H.R. 9555 Home Mortgage Interest Credit Act of 2026
Introduced
Sponsor George Latimer (D). 0 cosponsors. Introduced Jun 30, 2026. Matched on its title.
H.R. 9573 Housing Opportunities and Preservation Enhancement Act of 2026
Introduced
Sponsor Mike Carey (R). 0 cosponsors. Introduced Jul 2, 2026. Matched on its title.
H.R. 9584 The Housing Voucher Funding Reallocation Act
Introduced
Sponsor Michael Lawler (R). 0 cosponsors. Introduced Jul 2, 2026. Matched on its title.